ONE card is issued by Coastal Community Bank pursuant to licensing by Mastercard® International. ONE is a financial technology company, not a bank. Approved accounts are FDIC insured up to $250,000 per depositor.

With eligible direct deposits totaling at least $500 in the previous 31 days, otherwise a $3 fee per transaction applies.īanking services provided by Coastal Community Bank, Member FDIC.Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data.Transactions at ATMs outside of the Allpoint Network are subject to fees. Allpoint Network ATM transactions are fee-free for accounts with eligible direct deposits totaling at least $500 in the previous 31 days, otherwise a $3 fee will apply.For cards purchased at an in-store retail location, a $5 fee will be applied 10 days after purchase and then every month until you apply and are approved for a ONE account.Transactions eligible for overdraft protection are determined by ONE. Must be 18 or older to receive overdraft protection. With eligible direct deposits totalling at least $500 in the previous 31 days.APY as of 3/23/23 but may change at any time before or after account is opened. 1.00% annual percentage yield (APY) applies only to Save balances.

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